Call 0800 107 00 50 for FREE expert advice

This is a fundamental step in sorting out your debt problem.

Many of us live for years struggling and missing out on life because we didn’t take action.

Be Decisive and Positive

There are easy to recognise warning signs.

Recognition Factors:

1. You use credit cards to borrow to, to cover creditors or for basic expenses because you don’t have enough cash.
2. At the end of the month you don’t have any money and are back at the top of your overdraft limit or after you have been paid there isn’t enough money to live on.
3. You have cut back on all expenses just to pay creditors.
4. Overtime is necessary in order to get by each month.
5. You have consolidated your loans before but still have credit card debts mounting.
6. You would struggle to pay for a large bill that came in or cannot afford to take a modest holiday.
7. You are receiving letters from your bank, credit cards or others that you owe money to.
8. You are in arrears with your rent, mortgage, council tax etc.
9. You consistently only pay the minimum amount on your credit cards & juggle payment from one card to the other.
10. You are concerned, stressed, worried, can’t sleep or are having difficulties emotionally due to your debt worries.
11. Is it common for us to pay creditors a minimum amount required and then struggle to pay for simple necessities such as food.

 

If this is the case or you have answered “yes” to more than 2 of the recognition factors above then contact us, so we can help.

Call us now on 0800 107 00 50